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Thinking about refinancing? Don’t know if refinancing makes sense for you? Many homeowners want to\u00a0refinance\u00a0their home loans in order to take advantage of lower mortgage rates. Before a loan is approved, however, the borrower likely will be asked to order a professional appraisal to assess the value of the property. Get a pre-loan appraisal from Cobb County Home Appraiser using one of our state-certified appraisers. We offer affordable and professional appraisals to establish your home’s present market value. Our reports conform to the\u00a0USPAP<\/a>\u00a0guidelines and all federal regulations and standards<\/a>.\u00a0<\/span>Get the information you need to make sound financial decisions.<\/p>\n Experts say some of the pros of a pre-loan appraisal include the following:<\/p>\n If the terms of a borrower’s existing loan require\u00a0private mortgage insurance,\u00a0chances are it would be required after a refinance too. On the contrary, if the actual market price of the property is higher than what the lender assumes, and the loan is less than 80 percent of the home’s true value, the borrower may not have to pay for PMI. A good way to determine if the loan-to-value ratio is low enough to avoid PMI is to order an appraisal.<\/p>\n<\/li>\n If the loan-to-value ratio is too high, the lender may charge the borrower a higher\u00a0mortgage rate\u00a0to reflect greater risk. However, if an appraisal shows the loan is a much smaller percentage of the home’s value, the borrower may receive a lower interest rate, which could lower the monthly payment.<\/p>\n<\/li>\n While many people look to real estate agents to identify when a market rebounds, professional appraisers have that ability, too. Cobb County Home Appraiser is familiar with the area, and can spot a rising trend in prices and document it in the appraisal.<\/p>\n<\/li>\n<\/ul>\n Cobb County Home Appraiser ensures you are get the most accurate and detailed report about the property before you start the loan process. Lenders throughout Cobb County have come to rely on the knowledge and attention to detail of Cobb County Home Appraiser.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" [et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” background_color_2=”#f3f1f2″ padding_top_bottom_link_2=”false” padding_left_right_link_2=”true” padding_top_1=”10vw” padding_top_2=”0vw” padding_right_2=”80px” padding_bottom_2=”0px” padding_left_2=”80px” padding_1_tablet=”80px||” padding_2_tablet=”|5vw||5vw||true” padding_1_last_edited=”on|desktop” padding_2_last_edited=”on|desktop” admin_label=”Header” _builder_version=”3.22.7″ background_color=”#f3f1f2″ background_image=”https:\/\/cobbcountyhomeappraiser.com\/wp-content\/uploads\/2019\/05\/vastu-shastra-in-kitchen6.jpg” background_blend=”multiply” border_width_all=”5vw” border_color_all=”#f3f1f2″ inner_width=”100%” inner_max_width=”100%” custom_margin=”|0px||0px||true” custom_padding=”0|0|0|0px|false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”3.0.47″][et_pb_row_inner custom_padding=”50px|40px|50px|40px|true|true” padding_top_bottom_link_1=”false” _builder_version=”3.22.7″ background_color=”#252b3a” border_width_all=”3vw” border_color_all=”#f3f1f2″ border_width_bottom=”0vw” border_width_left=”0px” box_shadow_style=”preset4″ box_shadow_horizontal=”0px” box_shadow_vertical=”360px” box_shadow_color=”#f3f1f2″ max_width=”80%” max_width_last_edited=”on|tablet”][et_pb_column_inner type=”4_4″ saved_specialty_column_type=”1_2″ _builder_version=”3.0.47″][et_pb_divider color=”#e8c3ad” _builder_version=”3.23.4″ transform_translate=”-80px|0px” max_width=”200px” height=”0px”][\/et_pb_divider][et_pb_text […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":7136,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":" Thinking about refinancing? Don't know if refinancing makes sense for you? Many homeowners want to\u00a0refinance\u00a0their home loans in order to take advantage of lower mortgage rates. Before a loan is approved, however, the borrower likely will be asked to order a professional pre-loan appraisal to assess the value of the property. Get a pre-loan appraisal from Cobb County Home Appraiser using one of our state certified appraisers. We offer affordable and professional pre-loan appraisals to establish your home's present market value. Get the information you need to make sound financial decisions.<\/p>\r\n Pros of pre-loan appraisals<\/strong><\/p>\r\n Experts say some of the pros of a pre-loan appraisal include the following:<\/p>\r\n\r\n Cobb County Home Appraiser ensures you are get the most accurate and detailed report about the property before you start the loan process. Lenders throughout Cobb County have come to rely on the knowledge and attention to detail of Cobb County Home Appraiser.<\/p>\r\n [prompt type=\"left\" title=\"Contact Us Today!\" message=\"Call Cobb County Home Appraiser today at (404) 465-3465. Cobb County Home Appraiser has the experience and qualifications to meet all your appraisal needs.\" button_text=\"Get a Quote\" href=\"http:\/\/cobbcountyhomeappraiser.com\/request-appraisal-quote\/\"]<\/p>","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"_links":{"self":[{"href":"https:\/\/cobbcountyhomeappraiser.com\/index.php\/wp-json\/wp\/v2\/pages\/7181"}],"collection":[{"href":"https:\/\/cobbcountyhomeappraiser.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cobbcountyhomeappraiser.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cobbcountyhomeappraiser.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cobbcountyhomeappraiser.com\/index.php\/wp-json\/wp\/v2\/comments?post=7181"}],"version-history":[{"count":10,"href":"https:\/\/cobbcountyhomeappraiser.com\/index.php\/wp-json\/wp\/v2\/pages\/7181\/revisions"}],"predecessor-version":[{"id":7557,"href":"https:\/\/cobbcountyhomeappraiser.com\/index.php\/wp-json\/wp\/v2\/pages\/7181\/revisions\/7557"}],"up":[{"embeddable":true,"href":"https:\/\/cobbcountyhomeappraiser.com\/index.php\/wp-json\/wp\/v2\/pages\/7136"}],"wp:attachment":[{"href":"https:\/\/cobbcountyhomeappraiser.com\/index.php\/wp-json\/wp\/v2\/media?parent=7181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Pros of Pre-Loan Appraisals<\/h3>\n
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Potentially avoid PMI.<\/h4>\n
Capture a lower interest rate.<\/h4>\n
Spot rising trends.<\/h4>\n
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